About Fernando Yemail

Research Focus

Insurance & You ????

Articles Written By: Fernando Yemail

18 Aug: Available Programs Low-income Families
Welfare programs are managed by the federal government in order to help low-income Americans and protect them against poverty. Programs like these act as government subsidies that offset the costs of health insurance, food, and education so that families in need can save their money to promote their own economic development.
09 Aug: How To Apply For Obamacare (ACA) Online?
Applicants who cannot apply online can apply by phone, in person, or by mail if they are unable to apply online. Whether you'd prefer to enroll by phone or in person, Insurance n You can help. You can reach us at 1800-486-9138. 
07 Aug: What Are Health Care Sharing Plans
The concept of a health care sharing plan is the sharing of medical costs by members of an organization. You are responsible for paying a monthly share amount (like a premium) and an "annual unshared amount" for your own expenses (like a deductible) to the health care sharing plan before it shares your medical expenses.
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19 Jul: How Does Obamacare Work?
Obamacare is also known as the Patient Protection and Affordable Care Act (ACA). There is a common misconception that it only impacts health care coverage. As a whole, it has changed the way Americans care for their health. It was actually the critics of President Obama who coined the term Obamacare and it has stuck since.
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30 Jun: Benefits Of Using A Licensed Insurance Agent
An independent insurance agency represents you in the process of shopping for the best coverage at the most competitive rates. This might include coverage for your car, your house, your apartment, condo, or business. “Shopping” isn’t even the best word for it, because insurance policies aren’t like products you can grab off the shelf. Still, it may help to think of an agency as a buyer’s assistant.
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30 Jun: How Does The Health Insurance Enrollment Period work?
The benefits of having health insurance include being able to manage your health care needs as well as costs. There is a health plan to fit almost every need. You or your covered dependents can receive medical care with the help of health insurance. In the absence of it, you may have to pay the full cost of all your medical treatment.
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30 Jun: How Does Private Insurance Work?
Health insurance offered by a private entity instead of a government agency is referred to as private health insurance. Brokers and companies can both be classified as insurance companies. Medical care, including the most basic treatments, can be very expensive, so not having insurance is a big risk.
03 Jun: How Do HMOs, PPOs, POSs, And EPOs Differ?
There are many variations in health insurance plans. Each should be carefully reviewed when it comes to the needs of your team. Especially if people just need basic medical care, an HMO or EPO insurance policy may be a good option for you and your employees.
02 Feb: What Is The Process For Paying For Medical Services?
A health insurance plan covers certain healthcare services and treatments, and it details how much it'll pay for each service and how much you'll be responsible for. If you have a managed care plan, which most Americans do, your plan will also tell you which healthcare providers and facilities are in your network.

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